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Quick Easy Loans

Download the CoolCash App

Get funds quickly and conveniently by using the CoolCash Canada app. Get approved in as little as 30 minutes with up to $500 deposited immediately to your bank account.

Coming soon to the Apple Store

Google Playstore

Download the CoolCash CanadaApp

Get funds quickly and conveniently by using the CoolCash Canada app. Get approved in as little as 30 minutes with up to $500 deposited immediately to your bank account.

Coming soon to the Apple Store

Google Playstore

How it Works

Step 1

Submit your application entirely from your phone

Step 2

Same day approval with a response sent directly to your phone

Step 3

Once approved, your cash gets deposited to your preferred bank account

*Requires an active Canadian Bank Account

Getting a small loan should be easy, so we designed a process that is simple and quick.

What makes CoolCash a better alternative?

From our hassle free and automated repayment systems to competitive interest rates, we are here to provide you with the CoolCash you need to meet short term obligations when you need it!

Convenient

The application process is easy and possible from anywhere with an internet connection. We present all the numbers up front, there are no hidden fees and we even take care of the repayment process.

Quality Service

Our underwriting processes are specifically designed to ensure that we also accommodate borrowers with little to no financial footprint.

Fast Approval

The CoolCash app will update you on your application status. If approved, funds will be sent to your account within 30 minutes.

Save Cash

Save more when you repay early. Early repayment of your loan costs you less!

Join the Cool Cash Community

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About Cool Cash

We bring quality, efficiency, integrity and unparalleled flexibility, because you deserve nothing less, and you expect nothing less.

We started CoolCash because today’s lenders are not always there when you need them. While small loans from banks and other lenders require loads of paperwork, at CoolCash we have embraced technology to give you the ultimate borrowing experience.

Our Mission

We aim to deliver the best and most inclusive borrowing experience to Canadians.

The CoolCash app is the product of our commitment to provide accessible, hassle free loans and to meet the demand for affordability and flexibility. Now anyone can apply for a small unsecured loan from their mobile device. Once approved, the funds are deposited into your bank account within 30 minutes.